we’re here to protect our 33 million customers from life’s unexpected twists and turns – freeing them from fear of uncertainty. we are one of only a few insurance companies in the world that can provide customers with life, general and health insurance, and asset management in one place – a composite insurer. and we have a unique competitive advantage. whether we’re protecting them from everyday risks or helping them to save for the future, we put customers at the heart of all we do – creating a bright and sustainable future for our customers, employees and our communities.