partners bancorp operates as the holding company for the bank of delmarva that provides financial services to individual and corporate customers in the united states. it offers time deposit, checking, money market, checking, savings, cash management, now, and ira accounts; and remote deposit capture and mobile deposit services. the company also provides lines of credit; commercial real estate loans; small business administration loans; term loans; business credit cards; mobile home, boats, rv, and motorcycle loans; purchase and refinance mortgage loans; bridge loans; equipment loans; letters of credit; home equity loans; us department of agriculture loans; new and used car loans; unsecured consumer loans; construction/permanent mortgage loans; and lot loans. in addition, it offers phone and mobile banking; atm/debit cards; internet banking and online bill payment services; merchant services; cash advance services; and atm services. the company operates 14 branches. the company was form