PayPal's Merchant Lending Solutions Top $30 Billion in Loan Originations
Portfolio Pulse from
PayPal has reached a significant milestone by originating over $30 billion in loans to small businesses since 2013, offering two key lending solutions: PayPal Working Capital and PayPal Business Loan. The company has extended more than 1.4 million loans to 420,000 business accounts globally, with over 90% of customers renewing or reaccessing their lending products.
March 26, 2025 | 2:15 pm
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PayPal's milestone of $30 billion in loan originations demonstrates the company's strong position in small business lending, potentially indicating future revenue expansion and market share growth.
The significant loan origination volume and high customer retention rate suggest PayPal is successfully capturing market share in small business lending, which could positively impact its revenue and stock performance.
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