How Fed Rates Influence Mortgages, Credit Cards, Savings and More
Portfolio Pulse from
The Federal Reserve is expected to maintain its current key rate, following a series of rate cuts in 2023. This decision impacts various financial sectors including auto loans, credit cards, mortgages, savings accounts, and student loans. While borrowing costs remain relatively high, savers can still find attractive yields at online banks.
March 19, 2025 | 5:00 pm
News sentiment analysis
Sort by:
Ascending
NEUTRAL IMPACT
Ally Financial, a major auto lender, faces a market with high auto loan rates averaging 7.2% for new cars and 11.3% for used cars. Borrowers will need strong credit to secure favorable terms.
High auto loan rates and potential tariff impacts suggest a neutral short-term outlook for Ally, as the company's lending business remains challenging but stable.
CONFIDENCE 90
IMPORTANCE 80
RELEVANCE 75
NEUTRAL IMPACT
Capital One, a major credit card issuer, operates in a market with average credit card rates at 20.09%. The Consumer Financial Protection Bureau highlights significant rate disparities between large and small issuers.
Stable but high interest rates suggest a neutral short-term outlook for Capital One, with potential pressure on consumer borrowing.
CONFIDENCE 85
IMPORTANCE 70
RELEVANCE 60