D.R. Horton is expected to rally with a 25% upside potential as long-term Treasury yields are anticipated to fall below 4% by 2025. The company's sensitivity to interest rates, due to its focus on first-time homebuyers, has led to underperformance. However, falling rates should catalyze a significant rally. D.R. Horton has been offering rate buydowns and incentives, impacting average selling prices and gross margins, to attract buyers.