Upstart: Expensive Fintech Play
Portfolio Pulse from
Upstart reported strong Q4 results with $0.29 EPS and $219M in revenue, driven by fee revenue growth and an improved lending environment. The company expects at least break-even on a GAAP income level for Q1'25 and FY 2025, but faces risks from potential federal fund rate increases.
February 18, 2025 | 3:00 pm
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Upstart's strong Q4 results with $0.29 EPS and $219M in revenue highlight its growth, driven by fee revenue and improved lending conditions. The company is optimistic about Q1'25 and FY 2025, but potential federal fund rate increases pose a risk.
Upstart's strong financial performance in Q4, with significant EPS and revenue growth, suggests positive momentum. The company's optimistic outlook for 2025 further supports a positive short-term impact on its stock price. However, the potential risk of rising federal fund rates could affect revenue momentum, which investors should monitor.
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