LendingClub: Not The Destination
Portfolio Pulse from
LendingClub provided conservative guidance for 2025, disappointing the market. Despite this, the fintech plans to double loan originations and expand into new investment products. LC stock is seen as attractive at less than 10x peak earnings potential, but growth will take time.

January 30, 2025 | 12:45 pm
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LendingClub's conservative guidance for 2025 disappointed investors, but the company plans to double loan originations and expand into new investment products. The stock is considered attractive at less than 10x peak earnings potential, though growth will take time.
The conservative guidance for 2025 has disappointed the market, which may lead to a neutral short-term impact on the stock price. However, the company's plans to double loan originations and expand into new products indicate potential for future growth. The stock's valuation at less than 10x peak earnings potential suggests it is attractive, but investors need to be patient for growth realization.
CONFIDENCE 90
IMPORTANCE 80
RELEVANCE 100