PayPal: Expecting Sharp Growth Slowdown Amid Weak Volume And Declining Take Rate (Rating Downgrade)
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PayPal's stock rebounded despite mixed 3Q FY2024 earnings, driven by a broader market rally. However, revenue missed estimates due to weak Braintree volume and a lower transaction take rate. Negative YoY earnings growth is expected in 4Q, with modest headwinds anticipated in FY2025.

November 13, 2024 | 2:45 pm
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PayPal's stock rebounded despite mixed 3Q earnings, driven by market rally. Revenue missed estimates due to weak Braintree volume and lower take rate. Negative YoY earnings growth expected in 4Q.
PayPal's stock rebounded due to a broader market rally, not its earnings performance. The missed revenue estimates and expected negative YoY earnings growth in 4Q suggest potential short-term downside. The weak Braintree volume and lower transaction take rate are key factors.
CONFIDENCE 90
IMPORTANCE 80
RELEVANCE 100