NBT Bancorp (NASDAQ:NBTB) has been analyzed by 4 analysts over the last three months, showing a mix of bullish and somewhat bullish sentiments, with a slight negative shift in the average price target to $42.25. The company's financial performance indicates a strong net margin and ROE but faces challenges in revenue growth and ROA. Analysts have adjusted their ratings and price targets based on recent developments, with actions ranging from maintaining to raising or lowering their stance.