PayPal Holdings Inc (NASDAQ:PYPL) shares dropped following the release of its Q4 results, despite beating revenue and EPS estimates. The company reported a 15% increase in total payment volumes and a 13% rise in payment transactions. However, total active accounts decreased by 2%. PayPal expects a 6.5% revenue increase in Q1 and full-year 2024 adjusted earnings to match 2023's, contrary to analysts' higher expectations. The company is focusing on transformation and execution for long-term success.