While the strategic moves by Navient could potentially streamline operations and focus on more profitable segments, the short-term impact on the stock is uncertain. The market may react positively to the prospect of increased efficiency and profitability, but there may also be concerns about the costs and risks associated with the transition. The importance is rated high due to the potential for significant changes to the company's operations and revenue streams. The confidence level is not at the maximum because the exact details and outcomes of the strategic actions are not yet known.