SoFi Technologies Inc (NASDAQ:SOFI) stock surged after reporting Q4 2023 earnings that exceeded expectations. Adjusted revenue was up 34% Y/Y to $594.25 million, surpassing the consensus of $571.70 million. Adjusted EPS was $0.02, beating the expected $0.00. The company saw a significant increase in members and products, with a 44% Y/Y growth in members and a 41% Y/Y increase in products. Adjusted EBITDA jumped 159% Y/Y to $181 million. SoFi provided a positive outlook for Q1 and full-year 2024, with expected growth in various segments and an adjusted EBITDA margin of approximately 30% by year-end. The company also anticipates a 20%-25% CAGR from 2023 through 2026.