The downgrade to In-Line suggests that Evercore ISI Group believes WR Berkley is now fairly valued or that its prospects are equivalent to the average of its peer group, which could temper investor enthusiasm in the short term. However, the increase in the price target implies that the analyst sees more potential in the stock's future price, which could counterbalance the downgrade's negative impact. The net effect on the stock price may be neutral in the short term as the market digests both pieces of information.