Mastercard SpendingPulse: U.S. Retail Sales Grew +3.1%* This Holiday Season; Online Retail Sales Increased +6.3% YOY While In-Store Sales Were Up A More Modest +2.2% YOY
Portfolio Pulse from Happy Mohamed
Mastercard SpendingPulse reports a 3.1% increase in U.S. retail sales excluding automotive during the 2023 holiday season, with online sales up 6.3% and in-store sales up 2.2% year-over-year. Apparel and restaurant sectors saw increases of 2.4% and 7.8% respectively, while electronics and jewelry declined. The report reflects consumer spending across all payment types and is not adjusted for inflation.

December 26, 2023 | 1:14 pm
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Mastercard's SpendingPulse report indicates a healthy increase in retail spending, which could reflect positively on Mastercard's transaction volume and potentially its revenue.
The SpendingPulse report suggests increased consumer spending, which likely leads to higher transaction volumes processed by Mastercard. This is generally a positive indicator for Mastercard's business, as it could translate into higher revenue from processing fees. The report's positive outlook on retail sales, especially online, aligns with Mastercard's interests in digital payment growth.
CONFIDENCE 90
IMPORTANCE 75
RELEVANCE 100