The partnership with Encurage Financial Network allows Upstart to reach more potential customers who meet Encurage's credit policies. This could lead to an increase in the number of loans provided, which would increase Upstart's revenues. The news is highly relevant as it directly involves Upstart and its core business. The importance is high as partnerships can significantly impact a company's customer base and revenues. The confidence in this analysis is high based on the information provided in the news.