Affirm Holdings Inc (NYSE:AFRM) reported better-than-expected Q4 results, with a 22% YoY increase in revenue to $445.82 million, beating the consensus estimate of $406.26 million. The company also reported a smaller loss than expected. Affirm's gross merchandise volume rose 25% YoY to $5.5 billion, and active consumers increased by 18%. The company ended the quarter with $2.1 billion in cash and available-for-sale securities. Affirm expects Q1 revenue to be between $430 million and $455 million, and aims to achieve full-year profitability on an adjusted operating income basis in fiscal year 2024.