Allstate Announces July 2023 Catastrophe Losses Of $313M Or $247M, After-Tax And Implemented Rate Increases Of 8.2% Across 12 Locations, Resulting In Total Brand Premium Impact Of 0.9%; July Month Catastrophe Losses Include 18 Events Estimated At $349M
Portfolio Pulse from Happy Mohamed
Allstate Corporation (NYSE:ALL) reported estimated catastrophe losses of $313 million for July 2023, or $247 million after-tax. The losses include 18 events primarily related to wind and hail events. The company also implemented auto rate increases of 8.2% across 12 locations, resulting in a total brand premium impact of 0.9%. The rate increases are expected to raise annualized written premiums by approximately $2.19 billion for auto insurance and $804 million for homeowners insurance.

August 17, 2023 | 12:17 pm
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NEUTRAL IMPACT
Allstate's reported catastrophe losses and rate increases could impact its financial performance and stock price. The losses are significant, but the rate increases are expected to raise annualized written premiums substantially.
The reported catastrophe losses are a negative factor for Allstate's financial performance. However, the company has implemented rate increases that are expected to raise annualized written premiums by a significant amount, which could offset the impact of the losses. Therefore, the net impact on the stock price is uncertain.
CONFIDENCE 90
IMPORTANCE 80
RELEVANCE 100