Etsy Inc's shares fell by over 13% following a weak Q3 guidance, despite better-than-expected Q2 results. Q2 revenue rose by 7.5% YoY to $628.9 million, exceeding Refinitiv’s consensus estimate of $619 million. However, net income contracted by 15.3% YoY to $61.9 million. The company's Q3 revenue is expected to fall short of Refinitiv’s forecast of $632 million. Etsy's CFO cited the return of student loan payments and the elimination of child tax credits as factors that could impact Q3 revenue. The company's unique selling point is its ability to offer personalized products and services, a feature not matched by rivals such as Amazon and Shopify.