The news directly pertains to Discover Financial Services as RBC Capital has lowered its price target for the company. However, the 'Outperform' rating is maintained, indicating that the analyst still expects the company to perform better than the market or its peers. This could have a neutral impact on the stock price in the short term as the lowered price target might be seen as a negative signal, but the maintained 'Outperform' rating could offset this.