The article provides an overview of analyst ratings for Repay Hldgs (RPAY) in the last quarter. The mixed ratings indicate that there is no clear consensus on the stock's short-term direction. The average 12-month price target has decreased by 17.34% from the previous average, which may impact investor sentiment but does not guarantee a specific short-term price movement. Therefore, the score is neutral (0) with high relevance (100), moderate importance (75), and high confidence (90) in the analysis.