Citigroup's decision to maintain a Neutral rating for Fifth Third Bancorp indicates that they do not expect significant short-term price movement. However, the lowered price target from $30 to $28 suggests a slightly less optimistic outlook for the stock. The 2.39% increase in FITB's share price over the last 24 hours may be a reaction to this news, but the overall impact on the stock price is expected to be neutral in the short term.