The news directly mentions Affirm Holdings (AFRM) and the price target increase from $13 to $20 by B of A Securities analyst Jason Kupferberg. However, the rating remains Neutral, indicating that the analyst does not expect significant short-term price movement. The relevance is 100 as AFRM is the main subject of the news. The importance is 80 as price target changes can influence investor sentiment. The confidence is 90 as the information comes from a reputable source.